One of the things people complain about in January is lack of money! After the big spend for Christmas, we all need to tighten our belts a little. We have all been there and we all want ways to save money. I have 15 ways to save money you can try today. So you can save yourself some money and take the pressure off yourself.
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So here are my 15 ways to save money you can try today
Write a list before you go shopping – and stick to it.
One of the easiest ways to save money is to only shop when you have a list. Because when you’re without one, you typically end up making impulse buys and unplanned purchases – all things that cost money.
Creating a list before you go to the grocery store is especially important. Not only can it help you buy items that fit with your meal plan, but it can also help you avoid buying food you might waste. Always create a list and, more importantly, stick to it.
2. Meal Plan your meals for the week
You know I am all about the meal planning and the reason why is it really does save money and time. Learn all about meal planning here.
3.Ditch takeout coffee and food
Take out coffee is lovely but all that coffee adds up -the other day I saw a blogger who worked out she spent €1200 a year on coffee out and that is the price of a holiday. Invest in a travel coffee cup and make your own and you are saving the environment too as a lot of take-out coffee cups are not recyclable. Take-out food is a no-brainer – it is expensive and usually not healthy, cook your own How to make Stuff Crust Pizza and save lots of money.
4. Brown bag your lunch.
Bringing your own lunch saves so much money and you can also make sure you bring something you love, yes it can take time but do it the night before and you are good to go.
5. Do a price comparison – and find a cheaper grocery store.
Most of us get into a routine of shopping at the same grocery store, and we may not even realize that we’re not getting the best deal. Fortunately, there’s a simple way to find the cheapest store around. Just keep track of the 20 or so things you buy most often, then shop for these items at a variety of stores. Eventually, one store will come out on top for your purchases – just make that one your regular shopping destination and you’ll automatically save money.
6. Quit using credit cards.
If you have a habit of getting into trouble with credit cards, hide your credit cards and keep them in a safe place in your home, not in your wallet. If you need to keep a card for emergencies, that’s okay. Just don’t carry it around with you. If you’re often tempted to use it, keeping your card “out of sight and out of mind” might help. Or do what I did once it is cleared get rid of it.
7. Drink more water.
Not only does drinking plenty of water have great health benefits — it has financial benefits, too. Drink a big glass of water before each meal in order to stay fuller longer and ultimately eat less. Not only will you save on the food bill, but you’ll also feel better after you become properly hydrated.
Even better, drinking more water — whether in a refillable bottle or at restaurants — means spending less money on beverages like soda, juice, and tea. Remember: Tap water is not only just as clean as bottled water, it’s also free.
8. Repair clothing instead of buying new ones
Don’t toss out a shirt because of a broken button – sew on a new one with some closely-matched thread. Don’t toss out pants because of a hole in them – put in a patch of some sort and save them for times when you’re working around the house.
Most basic sewing jobs can be completed by anyone, and a little bit of practice goes a long way. Leaning basic sewing skills is a great way to save some money – and extend the life of your clothing.
9. Start a garden.
Gardening can be an inexpensive hobby if you have a garden. Seeds cost pennies, plant some seedlings, look after them, and you’ll have a very inexpensive hobby that produces healthy food for your family. You can even grow vegetables on your window-sill.
10. Check out your community calendar.
Most communities have free events during the year, although you may not know about them at the time. If you want to stay abreast of everything going on nearby, check out your town’s website or stop by the local library or tourist office and ask how you can get ahold of a listing of upcoming community events. Add these events to google calendar which is also free and you will always have things to do.
You can often get free meals, free entertainment, and free stuff just by paying attention – even better, you’ll get in touch with what’s going on around you.
11. Get a slow-cooker.
A slow cooker or crock pot is perhaps the best deal on earth for reducing cooking costs in a busy family. You can just dump in your ingredients before work, put it on simmer, and dinner is done when you get home. Also, they don’t cost much to run either, saving on your electricity bill.
There are countless recipes out there for all variety of foods, and every time you cook this way, you’re saving money compared to eating out. Slow-cooker meals are also handy for batch cooking which saves you money.
12. Hit the library
Don’t look at a library as just a place to borrow books. Look at it as a free place to do all sorts of things. We have borrowed games, meet people, use the Internet, check out movies and CDs, grab local free newspapers, and keep up on community events. Best of all, it is free.
13. Eat less meat.
Meat is very expensive when you consider its nutritional value, especially as compared to vegetables and fruits. And in almost every case, protein-packed staples like beans offer a much better value. Even if you don’t want to become a full-fledged vegetarian, you can still save money by eating meat less often check out my Vegan and Vegetarian Meals
14. Cancel the cable or satellite channels you don’t watch.
Many people with cable services often are paying for a premium package that they don’t really need. In fact, if you can get rid of cable altogether you will save so much. And if you do threaten to leave you might be able to negotiate a cheaper rate.
If you live near anyone you work with, you might both be able to benefit by carpooling to work. Or perhaps your spouse works nearby — if so, consider whether it would make sense to take one car back and forth each day. Doing so could save money and wear and tear on both of your vehicles.
To help you save money I have a totally free Guide to Meal Planning which will help you start saving straight away
If you are trying to save money check out these posts
- How to Kick Ass at Family Budgeting
- Cheap and Cheerful Meal Planning
- 6 Great Frugal Gardening Tips
- Family Meal Planning on a Budget
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